Hailstorms across the United States often outpace hurricanes in terms of annual damage, inflicting billions of dollars in losses to homes and businesses. States like Texas, Colorado, Nebraska, and Missouri are particularly susceptible to these destructive and sometimes deadly events. Fortunately, most homeowners’ and commercial property insurance policies cover hail damage.
However, hail claims are notably complex. Insurers frequently attempt to underpay by attributing damage to wear and tear, previous storms, or improper installation of roofing and other structures. Without significant expertise in analyzing such claims, confronting insurers who adopt these unreasonable stances can be daunting. At Daly & Black, P.C., our national team of policyholder attorneys, backed by skilled third-party consultants, has managed thousands of hail claims. We’re equipped to guide you through these challenges and ensure you receive full and just compensation.
Insurance policies for hail damage often include intricate provisions that demand legal understanding. Policyholders may need to fulfill specific pre-loss conditions, navigate procedural “hoops,” and understand complex deductible provisions, co-insurance clauses, and exclusive hail damage exclusions. Given the complexity of these terms, we highly recommend consulting with a knowledgeable professional before attempting to handle your claim independently.
If hail has damaged your property, reach out to the experienced national policyholder lawyers at Daly & Black, P.C. Our consultations are always free, and we only collect a fee if we successfully resolve your claim.
What is Severe Weather?
Generally speaking, severe weather includes:
- Strong winds/tornados
- Hail
- Thunderstorms/lightning
- Floods
- Heavy snow/blizzards
- Dust storms
These phenomena can cause significant damage to properties such as homes, businesses, and vehicles. When severe weather is widespread, it may result in a surge of simultaneous claims, potentially overwhelming insurance companies and leading to delays, mishandlings, and denials.
It’s crucial to remember that damage to your property doesn’t need widespread devastation to be considered significant. If a storm damages your home, business, or vehicle, your insurance should compensate for all covered damages. Unfortunately, insurers don’t always fulfill this obligation. If your legitimate claims are not processed promptly and correctly, you may have grounds for legal action. At Daly & Black, P.C., we ensure that your rights are vigorously defended, and you’re compensated as your policy stipulates. Contact us for your free consultation and let us go all in for you.